Affordable homeownership opportunity in Santa Cruz! Become a resident-owner in this all-age co-op community ideally located near downtown, shopping, dining, transit, and everyday conveniences. This newer home, built in 2017, offers a light and bright interior with high ceilings and large windows that create an open, airy feel. The functional open floor plan makes great use of space, and the home includes the convenience of an in-home washer and dryer. Outside, youll enjoy a pleasant yard area for relaxing or gardening. Ownership requires board approval and participation in the co-op, and income qualifications apply: 1-person household income limit: $111,100 2-person household income limit: $127,000 Share buy-in cost: $4,613 Applicants must provide an Income Certification Form along with three months of pay stubs and bank statements as part of the approval process. A rare opportunity to secure attainable housing in Santa Cruz while enjoying proximity to everything downtown has to offer.
Listing provided courtesy of Shemeika K. Fox of KW Thrive Santa Cruz. Last updated 2026-02-12 09:16:11.000000. Listing information © 2026 CRMLS.